VA Veteran Affairs Mortgage Loan
Flrodia Home Sales in Palm Beach County, Martin County, St Lucie County

VA Veteran Affairs Mortgage Loan - 

VA Loans specific for Veteran’s are an amazing opportunity for real estate buyers purchasing a new home with $0 down and receiving an amazing interest rate.


Broken down into two basic types of loans with two options for each to customize specifically for your requirements and payment.


Fixed Rate Mortgage options for 30 year or 15 Year loans where home buyers can determine exactly how much to pay each month for the duration of the loan but pay a premium for predictability as the Fixed Rate Mortgage will typically cost more over the life of the balance.


Adjustable Rate Mortgage options where interest rates are lower, easier to borrow and help home buyers afford more but could have the opportunity to create a financial hardship if the new monthly payment rises above the budget of the home owner.


Eligibility Requirements of VA Loans

Determining if you are qualified to apply for a VA Loan is based on a few key factors.


Served 90 days consecutively during wartime.

Served 181 days consecutively during peacetime.

More than 6 years of service in the National Guard or Reserves.


Spouse of a service member who died in the line of action or from a service related disability


Major Benefits

Savings! When choosing a VA Approved Lender, borrowers will not have to obtain PMI Private Mortgage Insurance which saves thousands.


No Down Payment is Needed

If you would like more information on using this mortgage option in the purchase of a new home, contact an approved lender for help getting set up. Then contact our Realtors® to find an approved home that will meet the underwriters requirements. After that, you will be on your way into the home you have always dreamed of!
Flrodia Home Sales in Palm Beach County, Martin County, St Lucie County
Why should you work with a REALTOR®?

It's a common question that we hear a lot, but it can be simply summed up with 7 simple reasons that don't even include the money gains that you stand to earn from your real estate sales. REALTORS® aren’t just agents. They’re professional members of the National Association of REALTORS® and subscribe to its strict code of ethics. If you're considering purchasing or selling a home in Palm Beach County, Martin County, St Lucie County, or anywhere else in Florida, then you REALLY need a realtor for many other reasons not even mentioned below.  There's a LOT more to it than most people realize, and the cost in time, money & energy to you for not having a REALTORS® can be staggering!

This is the REALTOR® difference for home buyers:
  1. An expert guide. Selling a home usually requires dozens of forms, reports, disclosures, and other technical documents. A knowledgeable expert will help you prepare the best deal, and avoid delays or costly mistakes. Also, there’s a lot of jargon involved, so you want to work with a professional who can speak the language.

  2. Objective information and opinions. REALTORS® can provide local information on utilities, zoning, schools, and more. They also have objective information about each property. REALTORS® can use that data to help you determine if the property has what you need.

  3. Property marketing power. Property doesn’t sell due to advertising alone. A large share of real estate sales comes as the result of a practitioner’s contacts with previous clients, friends, and family. When a property is marketed by a REALTOR®, you do not have to allow strangers into your home. Your REALTOR® will generally pre-screen and accompany qualified prospects through your property.

  4. Negotiation knowledge. There are many factors up for discussion in a deal. A REALTOR® will look at every angle from your perspective, including crafting a purchase agreement that allows you the flexibility you need to take that next step.

  5. Up-to-date experience. Most people sell only a few homes in a lifetime, usually with quite a few years in between each sale. Even if you’ve done it before, laws and regulations change. REALTORS® handle hundreds of transactions over the course of their career.

  6. Your rock during emotional moments. A home is so much more than four walls and a roof. And for most people, property represents the biggest purchase they’ll ever make. Having a concerned, but objective, third party helps you stay focused on the issues most important to you.

  7. Ethical treatment. Every REALTOR® must adhere to a strict code of ethics, which is based on professionalism and protection of the public. As a REALTOR®’s client, you can expect honest and ethical treatment in all transaction-related matters.

When looking for homes for sale in Palm Beach County, Martin County and St. Lucie County, Florida Home Sales can help you find your ultimate dream home.

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